Many Australian visa subclasses require holders to maintain adequate health insurance. For international students, OSHC is a condition of the student visa.
ASPA helps clients understand their health insurance obligations and choose appropriate cover.
Who this service is for
- International students required to hold OSHC
- Visitors and temporary visa holders needing OVHC
- Anyone unsure what health cover their visa requires
Common visa goals
- Understand your health insurance obligations under your visa
- Choose appropriate cover for your visa type
- Meet visa health cover conditions before and after arrival
Get guidance before you apply — speak with ASPA about overseas health insurance.
Typical applicant situations
- You are applying for a student visa and need OSHC.
- Your visa conditions require health insurance.
- You are unsure whether your existing insurance meets visa requirements.
How ASPA can help
- We explain the health cover requirements for your specific visa.
- We advise on the types of cover available (OSHC vs OVHC).
- We help ensure health cover requirements are met as part of your application.
Our process
- 01
Visa review
We check the health insurance conditions for your visa subclass.
- 02
Needs assessment
We identify the type and level of cover required.
- 03
Options guidance
We explain available options and providers.
- 04
Documentation
We help you obtain proof of cover for your application.
- 05
Ongoing advice
We advise on maintaining cover throughout your stay.
Documents usually required
- Visa grant letter or application details
- Passport and personal details
- Length of stay information
Document requirements vary by individual circumstances and current migration law.
Common mistakes to avoid
- Purchasing OVHC when OSHC is required (or vice versa).
- Choosing cover that doesn't meet visa requirements.
- Letting cover lapse during a lengthy stay.
Frequently asked questions
Information on this website is general in nature and does not guarantee visa approval. Eligibility and outcomes depend on individual circumstances and current migration laws. Please book a consultation for advice specific to your situation.